Rancho San Lucas Villa 10, Pacific, Pacific, , Houses

Seller financing available. Completed in 2023, Rancho San Lucas Villa 10 is a three-bedroom golf villa with private pool and spa, set inside the 834-acre Rancho San Lucas community on the Pacific side of Cabo San Lucas. It is sold fully furnished, with designer decor and art, outdoor furniture and a luxury golf cart, and is custom-upgraded throughout: sealed herringbone marble floors, exposed ceiling beams, Caesarstone quartz, Kohler fixtures and smart-home automation. Owners have access to the resort-style amenities of the community. Two-year seller financing is available with 50% down via guarantee trust, at 7% interest with amortized payments and a balloon payment at the end of the term. The villa is a two-story house with 2,303 sq ft (214 m2) of living area and 1,889 sq ft (176 m2) of decks and patios, for 4,193 sq ft (390 m2) in total. It stands on a 498 m2 lot (about 5,361 sq ft) and has a two-car garage. Central air conditioning is listed, along with a gas water heater and whole-home water filtration.

The main level is open plan. The living room, the dining area and a kitchen with a large central island share one space, and it opens onto a covered terrace and an expansive private outdoor area. The MLS also lists a kitchen nook and a storage area.

The outdoor area carries most of the entertaining. It has the pool, with a pool heater, a spa, a fire pit, an outdoor kitchen with a barbecue area, a pergola, and separate dining and lounge spaces. The MLS also lists a fence or wall. The MLS lists the primary view as territory and the ocean as the secondary view.

The kitchen is equipped with a gas range and oven, dishwasher, microwave, refrigerator, freezer and ice maker. A washer and a gas dryer are listed as well.

Upstairs, the primary suite has a private terrace and an ensuite with a double vanity and a copper soaking tub. Two additional bedrooms for family and guests are on the same level.

The upgrades are specific. Floors are sealed herringbone marble, ceilings carry exposed beams, and countertops are Caesarstone quartz over upgraded cabinetry. Railings are custom iron, lighting is custom, plumbing fixtures are Kohler and hardware is Emtek. Window coverings are included. Behind the finishes, the house has smart-home automation and an integrated audio/visual system. A full list of upgrades is available on request.

The sale is fully furnished: designer décor and art, outdoor furniture and a luxury golf cart stay with the house. Nothing to buy or replace.

Rancho San Lucas is an 834-acre oceanfront master-planned golf and resort community with 1.2 miles of Pacific beachfront. It is double-gated, with 24/7 security, and the MLS lists the community as both gated and guarded. Sewage is handled by a common plant.

Golf anchors the community. The Greg Norman Signature course has oceanfront holes, and homeowners can buy an annual golf membership and pay 35% less on green fees year round. Homeowners also receive discounted access to Oleada Golf Links by Ernie Els, opening in 2026. The community has a putting and pitching area as well.

Beyond golf, the community offers Grand Solmar resort dining, spa and concierge services, and beach club access through Solmar Group resorts. Miles of hiking and biking trails run through it, and the MLS lists a gym, a tennis court, a picnic area, a kiddy park and restaurants and bars among the common amenities.

Downtown Cabo San Lucas is about 21 minutes away, and Los Cabos International Airport (SJD) about 39 minutes.

For a golf owner, the villa is a second home inside a Greg Norman community, with a private pool for after the round. For a family, three bedrooms, a pool, a spa and an outdoor kitchen leave room to gather for vacations or longer stays. For an owner who plans to rent, the home is upgraded and furnished from day one, with rental use subject to community rules.

Annual property taxes are 21,896 MXN, before the January early-payment discount. That is approximately 1,198 USD at the current exchange rate of about 18.28 pesos per dollar, and the US dollar amount will vary with the rate. HOA fees are 776 USD per month (9,312 USD per year), paid to the Rancho San Lucas HOA.

Financing terms: two-year seller financing with 50% down via guarantee trust, 7% interest, amortized payments and a balloon payment at the end of the term.